Social Media As A Moderator In The Relationship Between Financial Literacy And Skills Toward Financial Inclusion: An Sem-Based Study On Msmes In Palopo. bima [Internet]. 2025 Dec. 30 [cited 2026 Aug. 6];6(2):849-58. Available from: https://www.journal.pdmbengkulu.org/index.php/bima/article/view/1640